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Life insurance in Québec

Life insurance is for the people who count on you.

Answer a few questions about your situation. A life insurance specialist calls you back to look at what exists with you, term or permanent, and what makes sense in your case.

A parent sitting at the kitchen table with their paperwork, their children playing behind them

It’s the kind of thing you always put off.

You think about it when a friend gets sick. When a baby arrives. When you sign for a house. And then life takes over and you put it off to a quieter moment. It’s not carelessness. It’s just that nobody wants to think about this, and you don’t really know where to start. The question stays there all the same.

A couple in a living room, surrounded by moving boxes: one parent holds a sleeping baby, the other kneels to unpack dishes from a box, and on the right, on a small round table by a lamp, a closed green folder sits set aside
01

A life insurance specialist calls you back

You know before you start how the process works.

02

No obligation to buy anything

You might just want to understand. That’s fine too.

03

No need to have your numbers on hand

The specialist can tell you the information they need.

How it works

A conversation, not an endless questionnaire.

Step 01

You answer a few questions.

Step 02

A life insurance specialist calls you.

Step 03

They go over your situation with you.

Step 04

You understand what exists and what it involves.

One specialist. One call. Nothing obliges you to sign.

The real question

“If I’m not around, will my family be okay?”

It’s rarely the amount that worries people. It’s the question underneath. Will the mortgage keep getting paid? Will the kids be able to stay in the same house, the same school? Will your partner have time to breathe before making decisions? That’s what life insurance is for: giving time and room to the people who stay. The specialist starts from your situation, not from a typical case.

A family in the kitchen in the morning, a parent putting away an envelope while the children have breakfast
Term or permanent

Term or permanent? It depends on your life, not on a comparison table.

Term covers a stretch of your life — often the years when the mortgage is running and the kids are still at home. Permanent stays in place. Each has its logic, and which one suits you depends on your age, your health, what you want to protect and for how long. This is exactly the kind of thing a form explains badly. The specialist asks you a few questions and it gets clear.

Someone comparing a sheet and a small calendar with a thick bound book on a table

Talking about life insurance is simpler than you think.

A few questions so the specialist can prepare your call.

Step 1 of 4

What brings you here to look at life insurance today?

One answer · required

Frequently asked questions

Do I have to buy anything?

No. The specialist goes over your situation with you and explains what exists. After that, the decision is yours.

Is it really free?

Yes. The process is free and with no obligation. You decide everything, start to finish.

I already have life insurance through my employer. Is that enough?

It depends on your situation and on what your contract provides. Coverage through an employer is often tied to your job. It’s one of the first things the specialist goes over with you.

What’s the difference between term and permanent?

Term covers you for a set period. Permanent stays in place. Which one suits you depends on your age, your health and what you want to protect — the specialist explains both during the call.

Am I going to get a pile of calls?

No. Your request goes to one life insurance specialist — not to several providers. One number, one person.